A viatical settlement is the sale of a life insurance policy by the policy owner before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Similar to reverse mortgages, viatical settlements involve insured individuals with a life expectancy of less than five years. In countries with high health care costs (such as the United States), this is a practical way to pay extremely high health insurance premiums and other senior care expenses that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years). - From Wikipedia and other sources 5/2007Self-Direct Your IRA Funds into Income Property Investments with RealSource Retirement Services
Howell, NJ (PRWEB) April 15, 2008 -- Families and individuals do not have to limit their retirement funds to a range of products or investment policies offered by their employer or financial/insurance institution. RealSource Retirement Services is helping generate monthly income and increased wealth for those who no longer wish to be bound to traditional investment choices or are limited in their ability to invest their hard-earned money as they see fit. This is done with their retirement funds by placing them into income property investments that make sense ? and in markets that work.
"Despite the negative media attention, there are still real estate markets that fall outside of that, that haven't slowed down and that are still growing at extremely strong and beneficial levels," said Jeremy Hanks, Director of RealSource Retirement Services, whose firm presents investors with self-directed retirement opportunities that have reasonable risk levels and higher net returns. "There are risks out there but if you can locate yourself within the right market with the right tools, the rewards are tremendous, a lot better than most, if not all, individual retirement plans ? and remember, you are in control of your money."
RealSource Retirement Services has made available an audio Webinar that highlights the RealSource economic model, how to identify markets that have the best investment potential and the ability to separate that into which markets have the best cash flow opportunities and which markets have the best appreciation opportunities. To listen to the audio Webinar, go to www.incomepropertyinvestmenttalk.com/realsource_investor_ira.htm.
"Ideally, as self directing IRA investors, you should look for both appreciation and cash flow in the right place at the right time," said Michael Madsen, Director of RealSource Retirement Services. "A self directed IRA protects assets from creditors and frivolous lawsuits, plus real estate as an investment has generated more wealth than any other vehicle for investors who understood how to avoid common mistakes. We help IRA fund holders invest in real estate well."
To schedule a one-on-one consultation with Messrs. Hanks and Madsen, call (800) 929-2150 or e-mail them at RRS @ realsource.net. To listen to the audio Webinar, go to www.incomepropertyinvestmenttalk.com/realsource_investor_ira.htm.
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