A viatical settlement is the sale of a life insurance policy by the policy owner before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Similar to reverse mortgages, viatical settlements involve insured individuals with a life expectancy of less than five years. In countries with high health care costs (such as the United States), this is a practical way to pay extremely high health insurance premiums and other senior care expenses that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years). - From Wikipedia and other sources 5/2007Make Retirement the Best Years of Your Life - New Home-Study Course
Montreal, Quebec (PRWEB) July 21, 2007 -- The NEXT CHAPTER is a home-study program that will guide retirees and pre-retirees through a process to prepare them for a vital and exciting retirement.
Bryan Gorrie, is a retired educator who has found an inspiring "retirement career" as a professional Business and Personal coach. He has surveyed a number of baby boomers to establish their concerns around retirement. The NEXT CHAPTER is the result of that survey, and deals with the many common concerns that people have about their twenty to thirty years after work.
We are now living longer and healthier than any previous generation. We have more opportunities to live an active and vital life in retirement than our parents or their parents. However, many people still approach retirement with concerns based on what they have seen in other people's lives. "I don't want to end up like Mr. XYZ, he had no reason to live and died within 18 months of his retirement" are quite common statements.
By walking people through a process, the NEXT CHAPTER brings awareness and hope about the many productive years still available. Exploring individual interests, strengths and abilities, the reader will discover many possibilities to design and live an amazing life after their working years.
As a down-loadable, e-book anyone will be able to start on this journey within minutes of registering. It is an easy read with exercises and activities to support and encourage people to be authentically who they choose to be. It also provides opportunities to explore activities such as mentoring, volunteering and entrepreneurship.
Additional information on the NEXT CHAPTER home-study course can be found and purchased at www.thenextchapter.ca or by contacting Bryan Gorrie.
About P3 learning inc.:
P3 learning inc. is a coaching and training company specializing in helping people perform to their potential. Bryan Gorrie, president of P3 learning is a certified professional coach and an accredited member (PCC) in good standing of the International Coach Federation. He works primarily with entrepreneurs, and is presently developing programs to help people fully enjoy their years of retirement.
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