A viatical settlement is the sale of a life insurance policy by the policy owner before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Similar to reverse mortgages, viatical settlements involve insured individuals with a life expectancy of less than five years. In countries with high health care costs (such as the United States), this is a practical way to pay extremely high health insurance premiums and other senior care expenses that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years). - From Wikipedia and other sources 5/2007Georgia Retirement Communities: Self-Service or Personal Search Assistance -- The Choice is Yours
Peachtree City, GA (PRWEB) May 21, 2007 - Searching for the perfect place to enjoy retirement just got a little bit easier thanks to the 'Home Team' of Kem & AC Roda. Their website http://www.Georgia-Retirement.com is dedicated to providing current and thorough information on Georgia retirement, active adult and over 55 communities. Whether it is low maintenance yards, maintenance free homes, master-on-main or social activities -- finding a home that fits the bill is but a click away. If you prefer the self-service approach, searching is simple and straight forward using the links provided on the site. If personal assistance is preferred, Kem, A.C. or one of their team members are happy to step in and do the searching for you.
If Georgia is your retirement destination, retirees (or those soon to be) can browse the site using the 'Search for Homes' button and gain information available through the Georgia MLS as well as the Atlanta FMLS. Searchers are guided through the process of how to select properties based on the criteria of active adult, retirement or senior. Searches can be saved and notices of new properties can be emailed as they become available. And for those who are not as comfortable with technology, personal service is available by simply contacting 'The Home Team'.
In addition to the searches available on the site, visitors have access to 'featured' adult communities in the Southern Crescent area of Atlanta. The information is updated regularly and showcases homes that are currently available. While there be sure to check out the links to Kem and A.C.'s other real estate sites offering lifestyle and community amenities, local crime statistics, local public services, recent residential real estate sales statistics, and a value map showing property appreciation and depreciation rates for all cities in Atlanta's Southern Crescent.
An exciting feature recently added to the site is the 'Seasons Watch' link at http://www.Georgia-Retirement.com/Seasons_Watch/page_1850606.html, featuring updated information about the new Active Adult Residential Community -- Seasons at Peachtree City by Levitt and Sons LLC of Georgia. Seasons at Peachtree City will be a gated community with homes priced from the $200,000s to more than $400,000. Amenities in the development include a 27,000 sq ft clubhouse with fitness center, an indoor-outdoor pool, a 250-seat performing arts center, a gourmet teaching kitchen and walking trails.
So whether you are searching for general information about active adult, over 55, retirement communities in the Southern Crescent area of Atlanta or want to stay informed about developments at Seasons at Peachtree City, be sure to bookmark www.Georgia-Retirement.com and check back often, as information is updated frequently. For personal assistance and answers to any questions related to retirement or real estate in general, contact Kem or A.C. Roda of The Home Source 'Home Team.'
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