viatical settlementsA viatical settlement is the sale of a life insurance policy by the policy owner before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Similar to reverse mortgages, viatical settlements involve insured individuals with a life expectancy of less than five years. In countries with high health care costs (such as the United States), this is a practical way to pay extremely high health insurance premiums and other senior care expenses that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years). - From Wikipedia and other sources 5/2007

Accredited 401k Training for Retirement Professionals to be Offered April 24-25 in San Diego through Robert Morris University

Pittsburgh, PA (PRWeb) March 12, 2007 -- The 401k Service Training Program™ accredited by Robert Morris University of Pittsburgh will be offered April 24-25 in San Diego. Financial professionals with at least three years of financial industry experience are eligible to enroll.

The two-day program will occur from 7:30 a.m.-5 p.m. at the Westin Horton Plaza in San Diego's Gaslamp Quarter, 910 Broadway Circle, San Diego, CA 92101.

The 16-hour, 401k training course for investment advisors, consultants and benefits administrators features a turn-key service model and over 150 licensed tools and templates for advisors to use in conjunction with sponsors, and culminates in the Professional Plan Consultant (PPC™) designation. Twelve continuing education credit hours are available to CFP® designees and twelve CPE credits hours in the area of advisory services are available to CPAs.

The $3000 fee for the two-day course includes training, materials, meals, hotel accommodations, designation and licensing fee.

The Program is being offered concurrently with the Fi360 Annual Conference, April 26-27, also at the Westin Horton Plaza. Fi360 and Financial Service Standards, sponsor of the 401k Service Training,™ are unaffiliated, and Fi360 does not endorse specific designation programs.

To enroll visit http://www.401kservicetraining.com or call Sharon Pivirotto at 412-977-9304.

About The 401k Service Training Program™
The 401k Service Training Program™ is offered through Financial Service Standards, LLC. (FSS) and accredited through Robert Morris University, both of Pittsburgh.

Financial Service Standards LLC was founded in 2005 by investment professionals Donald Settina, CFP®, AIFA®, PPC™ and Sharon Pivirotto, PPC™. The company is devoted to identifying and raising the service standards of financial professionals. To date, over 100 retirement professionals have been trained through the program.

Robert Morris University, founded in 1921, is a private, four-year institution offering more than 30 undergraduate degree programs and 18 masters and doctoral programs. The main campus is just west of Pittsburgh, renowned for education, healthcare and finance.

For more information, contact Sharon Pivirotto at 412-977-9304. Or visit http://www.401kservicetraining.com or http://www.financialservicestandards.com.

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