A viatical settlement is the sale of a life insurance policy by the policy owner before the policy matures. Such a sale, at a price discounted from the face amount of the policy but usually in excess of the premiums paid or current cash surrender value, provides the seller an immediate cash settlement. Similar to reverse mortgages, viatical settlements involve insured individuals with a life expectancy of less than five years. In countries with high health care costs (such as the United States), this is a practical way to pay extremely high health insurance premiums and other senior care expenses that severely ill people face. Some people are also familiar with life settlements, which are similar transactions but involve insureds with longer life expectancies (two to fifteen years). - From Wikipedia and other sources 5/2007Accredited 401k Training for Retirement Professionals to be Offered February 8-9 Through Robert Morris University, Pittsburgh
Pittsburgh, PA (PRWeb) January 15, 2007 -- The 401k Service Training Program™ accredited by Robert Morris University will be offered February 8-9 in Pittsburgh. Financial professionals with at least three years of financial industry experience are eligible to enroll.
The two-day program will occur from 7:30 a.m.-5 p.m. at Robert Morris University, Sewall Center, Moon Campus, 6001 University Boulevard, Moon Township, PA 15108, http://www.rmu.edu.
The 16-hour, 401k training course for investment advisers, consultants and benefits administrators features a turn-key service model and over 150 tools and templates organized as six plan management steps to 401k success. The Program culminates in the Professional Plan Consultant (PPC) designation. Twelve continuing education credit hours are available to CFP designees and 12 CPE credits hours in the area of advisory services are available to CPAs.
The $3,000 fee for the two-day course includes training, materials, meals, hotel accommodations, designation and licensing fee.
To enroll visit http://www.401kservicetraining.com. or call Sharon Pivirotto at 412-977-9304.
About The 401k Service Training Program™
The 401k Service Training Program™ is offered through Financial Service Standards, LLC. (FSS) and accredited through Robert Morris University, both of Pittsburgh.
Financial Service Standards LLC was founded in 2005 by investment professionals Donald Settina, CFP, AIF, PPC and Sharon Pivirotto, PPC. The company is devoted to identifying and raising the service standards of financial professionals. To date, nearly 100 retirement professionals have been trained through the program.
Robert Morris University, founded in 1921, is a private, four-year institution offering more than 30 undergraduate degree programs and 18 master's and doctoral degree programs. The main campus is located on 230 acres in Moon Township, 17 miles from downtown Pittsburgh and 10 minutes from Pittsburgh International Airport.
For more information, contact Sharon Pivirotto at 412-977-9304. Or visit http://www.401kservicetraining.com or http://www.financialservicestandards.com.
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